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Did you miss the PPI Deadline? Or was your claim declined?

A court ruling, known as Plevin, means that you may still be due compensation on your PPI Policy.

What is Plevin?

The PPI deadline has passed, but you may be eligible to make a claim under the Plevin decision.

It's called 'Plevin' after Susan Plevin, who brought the first case of this kind against the banks. The case initially began as a claim for mis-sold PPI and developed into a landmark court case involving undisclosed commission which in law to put it simply constitutes an unfair relationship.

She discovered that over 70% of her PPI premium was taken as commissions, and ultimately it was deemed that the creditors failure to disclose this excessive percentage created and unfair relationship. This opened the door for similar cases to be presented after the supreme court ruled in favour of Mrs Plevin, resulting in her receiving a significant amount of compensation.

Many more people are able to make a claim under Plevin, but it's unlikely they're aware of it. Even if your original PPI complaint was rejected, you may still be eligible to make a Plevin claim.

How is this different from Mis-sold PPI?

Whilst a Plevin PPI Claim is made in respect of the sale of a PPI policy, the basis of the Claim is different to a Mis-sold PPI Claim. A Plevin PPI Claim does not consider whether the PPI policy was suitable, instead we examine whether your Lender failed to disclose high-level commission payments they earned from your PPI premiums, making the relationship unfair.

Although the PPI deadline has passed, Plevin PPI Claims are not subject to a deadline. This is because the Claim is based on a different area of law, namely the Consumer Credit Act 1974.

Am I eligible to make a Plevin PPI Claim?

You could be eligible to make a Plevin PPI Claim if:

  • Your PPI policy was sold before 6 April 2007 and open after 6 April 2008, or sold after 6 April 2007 (whether or not it was still open after 6 April 2008);
  • You have not previously complained about Mis-sold PPI;
  • You have had a PPI Claim rejected; or
  • You had a refund for the ‘Plevin only’ part of your PPI (a ‘tipping point offer’).

Fast & Easy Claims Review Process

Whether it is relating to your money, your property or your business, our experts can assist you with your legal matter. Discover if you have a claim today by completing our no-obligation claims review.
Complete the claim audit

Complete the claim audit

Starting your claim is simple. Get a no-obligation claim audit from OK Group.
Your claim gets reviewed

Your claim gets reviewed

Our specialist panel of legal advisors reviews your claim and will give advice on its merits.
Your claim begins

Your claim begins

If our specialist advisors confirm your claim has merits, your claim for compensation begins.

How can OK Group help?

If you’re not sure whether you are eligible to make a Plevin PPI Claim, there’s no need to worry. When representing our clients, we conduct a full audit of their PPI credit agreement to establish whether there is an unfair relationship.

We will use our expertise and experience of Plevin PPI claims to investigate your Claim. Throughout your claim, we will keep you informed and provide clear, jargon-free advice on all of your options. The process is completed on a no win no fee basis*.

If you want to make a claim, you’re not sure if you’re eligible, or you just want to find out more, please book your claim audit below.

 

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0161 850 1527
0800 007 3570

info@okgroup.co.uk